Figures shown are estimates based on the current market conditions as of the date of publication; actual rates, including annual percentage rate (APR) are subject to change without notice or may not be available at closing. Taxes and insurance may or may not be included in example(s). If taxes and insurance are included, they are estimated and are subject to change. The actual final payment may be greater than the estimate. Rates are fixed unless otherwise specified (such as with an Adjustable Rate Mortgage [ARM]). Not all applicants will qualify for a loan. Please contact us for an individualized rate quote and more information on loan programs, fees and terms. Estimated Rates accurate as of 10/1/2025